Do you have workers’ compensation questions related to the COVID-19 coronavirus?

Temporary Total and Temporary Partial Disability

The lost wages checks you receive from the insurance company often cause confusion.  The checks or the check stubs will talk about temporary total disability, temporary partial disability, or permanent partial disability.

You may have difficulty figuring out if you are getting the right check.  Sometimes, the checks do not even have the complete terminology.  They just have abbreviations like “TTD”, “TPD”, and “PPD”.

You need to understand what checks you should receive.  To help eliminate some of this confusion, this article will discuss the main differences between two types of lost wage benefits” temporary total and temporary partial disability.

Pain management construction worker

What is the main difference between temporary total and temporary partial disability?

The workers compensation insurance company pays you temporary total disability benefits when your injury keeps you completely out of work.  That is why this benefit is know as “total disability”.

Temporary partial disability gets paid when you have a “partial disability”.  The most common example occurs when you can return to light duty work but make less money.  Since you earn some money, your disability is only partial.

Say you made $600 per week before you got hurt.  Now, you cannot do your regular job but the company offers you a lower paying job that you can do making $400 per week.  You lose $200 per week because of your injury.

You should receive temporary partial disability benefits of a percentage of that $200 per week.

Are there other differences between temporary total and temporary partial disability?

Georgia law has maximum rates for both benefits.  The maximum rate for each type of benefits depends on the date of injury in your claim.  For example, if your injury occurred January 1, 2017, then the following maximum rates would apply to your claim:

  • Temporary total disability – $575 per week
  • Temporary partial disability – $383 per week

This does not mean that you would necessarily receive those amounts per week.  Those amounts are the maximum rates.  Georgia law calculates your temporary total disability based on your average weekly wage.  Georgia law determines temporary partial disability by comparing your average weekly wage to your earnings after your injury.

What similarities are there between temporary total and temporary partial disability benefits?

Despite the differences between these two benefits, there are several similarities.  The insurance company has an obligation to pay both these benefits on a weekly basis.  Also, both benefits do not pay your full wage loss.  You receive two-thirds of your wage loss us to the maximum rate.

Why is the disability called “temporary”?

Do not let the word “temporary” fool you.  Georgia law uses the term temporary in contrast to permanent.  You can receive temporary total disability benefits for a while.

Many people who suffer workers compensation injuries end up with temporary disabilities.  They recover from their injuries and get back to work without limitations.

Injured worker tries to return to work

But many people also suffer permanent limitations because of their injuries.  In most Georgia cases, you can only draw temporary total disability benefits for a maximum of 400 weeks from your date of injury.  This seems like a long time but may not be long enough if you have a permanent injury.

Georgia has even shorter limits on temporary partial disability.  You can only receive those benefits for up to 350 weeks from your date of injury.

Does Georgia have permanent total disability?

Many states have a fourth type of benefit call permanent total disability.  Georgia has a version of that as well.  In Georgia, we use the term catastrophic designation.

A catastrophic designation does not necessarily mean that you will draw total disability benefits permanently.  But it does provide you the opportunity to receive temporary total disability benefits after 400 weeks.

A catastrophic designation becomes extremely important if you end up with an injury that causes you severe permanent impairment.  If you have such an injury, read this article to find out more about what catastrophic designation is and what injuries can qualify.

Other questions about temporary total or temporary partial disability?

This article identifies a few of the key differences between these two benefits.  If you would like to know more about temporary total disability, you will probably find this article helpful.  I explain temporary partial disability in more detail in this article.

What if I have other questions about workers compensation?

Georgia’s workers compensation system can be very confusing.  You have to worry about getting the treatment you need and paying your bills while also worrying about not missing any deadlines that could cause you to lose your right to receive workers compensation benefits.

If you have questions, I would recommend that you try to get answers.  To find out more about how to schedule a time to talk to me about your workers compensation questions, just read this short article.

Jason Perkins is an attorney who specializes in representing injured workers.  He regularly publishes videos and write blog articles about Georgia’s workers compensation system and issues that are important to injured workers and their families.

To be notified of Jason’s new workers compensation videos, subscribe to his Georgia Workers Compensation Video Series channel on YouTube by clicking the subscribe button below.

Brittney-lee orourkeBrittney-lee orourke
05:23 18 Feb 22
Amazing! Jason and his team were very helpful and had the best communication by far. Walked me though every step with great detail and had answers for any question I had. They handled my case better then I could imagine, it was a weird case and they stayed on top of it and kept me updated every step of the way! Highly recommend this Team! Thanks so much to Jason and his Awesome team!-Brittney
China JonesChina Jones
18:58 08 Feb 22
I absolutely love this group of attorneys, when I was at my lowest they did everything they could to help me get justice for my injury. I believe if I were to have never picked my phone up and called the amazing group that helped me I definitely would not have received my idea of rights. If you have an issue and are just not sure please understand that they will help you, stay in contact, answer any question you have, and for sure get you the justice you deserve I thank them from the bottom of my heart and I will definitely refer them to anyone who has been hurt because they most definitely care about their work and clients.
Luv LocsLuv Locs
16:08 15 Jan 22
The entire law office was attentive and responsive to all of my concerns dealing with my workers compensation case.
21:14 02 Jan 22
If you must get a lawyer involved, you’d do well to work with Jason Perkins and his team at Perkins Studdard Law.They were thorough in gathering information and in sharing all the steps in the workers comp process specific to my case. Jason and the team were responsive to my bevy of questions and concerns.I appreciated the informative videos and consultations provided by Jason over video meetings and multiple phone calls.I hope I’m never injured on the job again. However, if I am and if my employer responds as my previous employer did, I’ll contact Perkins Studdard Law immediately to handle the case.
Dana BessDana Bess
23:57 10 Dec 21
Everyone at Perkins Studdard was kind and professional. They were always extremely responsive and answered all questions that I had and followed up to make sure I had an understanding of what was going on along with emailing videos to explain every step of my case so I would know what to expect and be prepared. Jason is a very genuine person and I trusted him with my case. He answered so many questions for me even before I retained him as my WC lawyer. I highly recommend him and his associates at Perkins Studdard.

Related Posts


Font Size:

Jason Perkins

Workers' Compensation Attorney

Interested in more Workers Compensation information?

I’ll help you understand the workers' compensation process and how to get the benefits you deserve.

  • This field is for validation purposes and should be left unchanged.