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Georgia Workers Compensation Basics5 minute read

If you are hurt on the job in Georgia, you probably have a Georgia workers compensation case.  Understanding the basics of Georgia’s workers compensation laws will help assure that you are treated fairly.  This article will provide you some basic information about the benefits you may receive and situations you may encounter

Reporting your injury

Georgia law makes starting a workers compensation case easy. You just report your injury to your employer through a supervisor.

Georgia’s law only requires you to give notice to someone in a supervisory position over you. You do not have to give notice in writing, but written notice could make it easier to prove if your employer disputes knowing about your injury.

It is critical to report your injury to your employer. The law requires you to report your injury within 30 days. If you do not report your injury, you could very well lose your case.

You need to report your work injury to your employer to protect your rightsIf you do not give timely notice, you still could may be able to pursue your case. Georgia’s law does have some exceptions to the notice requirement. But the easier thing to do is make sure you give notice so you do not have to prove that you qualify for an exception.

Your employer will probably send you to the doctor to get checked out. Your employer has up to 21 days to investigate your case before making a decision about whether to pay you benefits or not.

If everything goes well, your employer will file a Form WC-2 and start paying you weekly benefits for the time you are out of work.  They will pay for medical treatment as well.  You may not have to do anything to get your claim filed.

What if your employer makes filing your claim more difficult?

Sometimes, your employer or their insurance company makes it difficult to file your workers compensation claim. For example, here are some situations you might encounter.

  1. You report your injury to your employer but they do not file it with their workers compensation insurance company.  They might claim that their insurance costs will go up.  They might encourage you to just get treatment on your group health insurance.
  2. You report your injury but your employer never notifies the workers compensation insurance company so nothing happens while you wait.
  3. You report your injury.  Your employer notifies the workers compensation insurance company.  They deny your claim.

In these situations, you probably will need to file a claim yourself.  Neither your employer nor their insurance company controls whether you file a claim.

You can file a claim yourself by filing a Form WC-14.  You can request a hearing with that same document.  Make sure not to wait too long to file your claim because there are deadlines that can cause you to lose your case.

The three types of Georgia workers compensation benefits

Georgia workers compensation law provides limited benefits. It does not cover pain and suffering. Instead, it provides 3 basic benefits:

  1. Wage loss benefits (known as temporary total disability or temporary partial disability benefits)
  2. Medical benefits
  3. Permanent partial disability benefits (if you suffer permanent impairment from your injury)

Picking a doctor

Medical treatment is one of the most important benefits you receive.  You would like to get better and be out of pain.  The insurance company has to pay for the medical treatment for your injury with authorized doctors.

You actually have some input into which doctors can treat you by picking your doctor.  Your choices are usually limited to doctors on your employer’s “panel of physicians”.  But you can sometimes pick any doctor you want.  For some more information, watch my video below:

Lost time from work

The workers compensation insurance company has an obligation to pay you wage loss benefits when you miss time from work because of your injury. Temporary total disability benefits will be a percentage of your average wages before your injury.

It is important to know that the insurance company has 21 days to make the first benefit payment. After that, benefits should be paid weekly while you are out of work. For more information, read this article focusing on temporary total disability benefits.

Light duty job 2Returning to work/Light duty jobs

Your doctor may allow you to work but limit what you can do. Many employers offer light duty work.

Georgia’s workers compensation law has special rules about light duty jobs. These rules can be very tricky. Hopefully, you will be able to do the light duty job. If you cannot, these special rules could determine whether your temporary total disability benefits will automatically restart or not. Because the rules are quite tricky, talking to an attorney before returning to work is almost always the right choice.

Closing your case

Georgia workers compensation cases often end through a settlement. There are two very important things to understand about settlement.

  1. You never have to settle your case
  2. Settlement is almost always final and cannot be undone once approved

I have written an article about settlement that may be helpful to you.

But, it is also important to know that your case might end even if it did not settle.  Georgia’s workers compensation law contains many deadlines that could end your case or limit your benefits.  Be sure you know about those deadlines.

What if I have other questions about workers compensation?

Georgia’s workers compensation system can be very confusing.  You have to worry about getting the treatment you need and paying your bills while also worrying about not missing any deadlines that could cause you to lose your right to receive workers compensation benefits.

If you have questions, I would recommend that you try to get answers.  To find out more about how to schedule a time to talk to me about your workers compensation questions, just read this short article.

Jason Perkins is an attorney who specializes in representing injured workers.  He regularly publishes videos and write blog articles about Georgia’s workers compensation system and issues that are important to injured workers and their families.

To be notified of Jason’s new workers compensation videos, subscribe to his Georgia Workers Compensation Video Series channel on YouTube by clicking the subscribe button below.

Brittney-lee orourkeBrittney-lee orourke
05:23 18 Feb 22
Amazing! Jason and his team were very helpful and had the best communication by far. Walked me though every step with great detail and had answers for any question I had. They handled my case better then I could imagine, it was a weird case and they stayed on top of it and kept me updated every step of the way! Highly recommend this Team! Thanks so much to Jason and his Awesome team!-Brittney
China JonesChina Jones
18:58 08 Feb 22
I absolutely love this group of attorneys, when I was at my lowest they did everything they could to help me get justice for my injury. I believe if I were to have never picked my phone up and called the amazing group that helped me I definitely would not have received my idea of rights. If you have an issue and are just not sure please understand that they will help you, stay in contact, answer any question you have, and for sure get you the justice you deserve I thank them from the bottom of my heart and I will definitely refer them to anyone who has been hurt because they most definitely care about their work and clients.
Luv LocsLuv Locs
16:08 15 Jan 22
The entire law office was attentive and responsive to all of my concerns dealing with my workers compensation case.
moombimoombi
21:14 02 Jan 22
If you must get a lawyer involved, you’d do well to work with Jason Perkins and his team at Perkins Studdard Law.They were thorough in gathering information and in sharing all the steps in the workers comp process specific to my case. Jason and the team were responsive to my bevy of questions and concerns.I appreciated the informative videos and consultations provided by Jason over video meetings and multiple phone calls.I hope I’m never injured on the job again. However, if I am and if my employer responds as my previous employer did, I’ll contact Perkins Studdard Law immediately to handle the case.
Dana BessDana Bess
23:57 10 Dec 21
Everyone at Perkins Studdard was kind and professional. They were always extremely responsive and answered all questions that I had and followed up to make sure I had an understanding of what was going on along with emailing videos to explain every step of my case so I would know what to expect and be prepared. Jason is a very genuine person and I trusted him with my case. He answered so many questions for me even before I retained him as my WC lawyer. I highly recommend him and his associates at Perkins Studdard.
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