Injuries Covered by Workers’ Compensation
Most people think that Georgia workers’ compensation law covers “work-related” injuries. This is generally true.
Workers’ compensation probably covers you if you get hurt at work. But some insurance companies deny workers’ compensation claims even when an injury happens at work while you are doing your job.
Like any part of the law, there are some confusing technicalities. Georgia law requires an insurance company to pay workers’ compensation benefits when an employee suffers an injury by accident arising out of and in the course of employment. An insurance company may try to use these technicalities against you.
In most cases, you should receive a form from the insurance company within about three weeks of your injury telling you that your claim has been accepted or denied. If the insurance company sends you a form saying they have denied your claim as not covered by workers’ compensation, it does not end your case. Do not get discouraged.
Many people receive workers’ compensation benefits after the insurance company denies their claim. Georgia’s workers’ compensation law gives you the right to request a hearing and prove your case in court.
What benefits will I receive if my claim is accepted?
If you win your case or if the insurance company agrees to accept it, Georgia workers’ compensation law provides three basic types of benefits.
- Lost wage benefits (temporary total disability or temporary partial disability)
- Medical benefits
- Benefits for a permanent impairment (permanent partial disability benefits)
Please take a look at the information below if you would like to know more about what Georgia workers’ compensation covers. Also, be sure to look around the rest of our site to find out more information about particular areas of workers’ compensation.
If you have specific questions about your case, you can always call at (770) 214-8885 or contact us by email. We will be happy to provide you with a no obligation, free consultation.