Injuries Covered by Workers’ Compensation
Most people think that Georgia workers’ compensation law covers “work-related” injuries. This is generally true.
Workers’ compensation probably covers you if you get hurt at work. But some insurance companies deny workers’ compensation claims even when an injury happens at work while you are doing your job.
Like any part of the law, there are some confusing technicalities. Georgia law requires an insurance company to pay workers’ compensation benefits when an employee suffers an injury by accident arising out of and in the course of employment. An insurance company may try to use these technicalities against you.
In most cases, you should receive a form from the insurance company within about three weeks of your injury telling you that your claim has been accepted or denied. If the insurance company sends you a form saying they have denied your claim as not covered by workers’ compensation, it does not end your case. Do not get discouraged.
Many people receive workers’ compensation benefits after the insurance company denies their claim. Georgia’s workers’ compensation law gives you the right to request a hearing and prove your case in court.
What benefits will I receive if my claim is accepted?
If you win your case or if the insurance company agrees to accept it, Georgia workers’ compensation law provides three basic types of benefits.
- Lost wage benefits (temporary total disability or temporary partial disability)
- Medical benefits
- Benefits for a permanent impairment (permanent partial disability benefits)
Please take a look at the information below if you would like to know more about what Georgia workers’ compensation covers. Also, be sure to look around the rest of our site to find out more information about particular areas of workers’ compensation.
If you have specific questions about your case, you can always call at (770) 214-8885 or contact us by email. We will be happy to provide you with a no obligation, free consultation.
Serious workers compensation injuries are life changing. They cause pain. They affect your ability to make a living. It is not unusual that a serious work injury can cause you to need some treatment for depression, anxiety, or another mental health condition. Sometimes, you may develop a mental health condition without suffering a physical injury. […]
Many people suffer traumatic events while doing their job. Some people suffer car crashes while driving. Others witness other people suffering serious injuries. Still others are robbed or shot. Often, these traumatic events cause an individual to develop a psychological condition called post-traumatic stress disorder. This condition is often known as PTSD. PTSD is […]
Serious workers compensation injuries happen for many different reasons. Sometimes, no one could have prevented the injury. Other times, you might have avoided getting injured if you were being more careful. When someone tells you that you were not being careful enough after an injury, you probably will wonder whether the workers compensation insurance company […]
The basic idea of Georgia workers compensation is that it covers work-related injuries. But, what does “work-related” mean? Usually, this mean that you suffer an injury at work. After this injury, workers compensation pays for your medical treatment and pays you weekly benefits if your injury causes you to miss work. Unfortunately, some recent Georgia […]
When you have a serious workers compensation knee injury, the recovery after that injury can be difficult. Often, you need surgery and extended physical therapy. Your knee injury will likely severely limit what you can do while you recover. How do you deal with working while you are recovering from a knee injury? What should […]
If you suffer a serious workers compensation knee injury, your doctor may recommend knee surgery. Even after you have knee surgery, you may still have some permanent limitations as a result of your injury. In Georgia and many other states, workers compensation pays you some benefits when you have a permanent impairment as a result […]
Serious workers compensation back injuries often require substantial medical treatment. You may need physical therapy, medication management, and injections. You could also require back surgery. As a result of the pain and limitations from a back injury, many people have difficulty going back to work. This difficulty is increased if you work in a job […]
Serious shoulder injuries can cause you major difficulties. They often prevent you from doing your job so you lose money because you are not working. Also, you need good medical treatment to recover from the injury and get back to work. When a shoulder injury happens on the job, workers compensation should generally cover it. […]
Even though you got hurt at work, the insurance company has denied your case. Why do workers compensation insurance companies deny you the benefits you should receive? There are many answers to that question. One reason that they may have denied your case is they believe it saves them money. Paying you benefits costs the […]
Injuries are painful. A workers compensation injury can cause you pain for week or months. Some serious injuries cause pain that lasts for years. In Georgia, workers compensation covers you when you suffer an injury doing your job. But, does it cover all of the harm that you incur as a result of that injury? […]
Doctors often propose back surgery to treat serious workers’ compensation back injuries. These types of back injuries often result in herniated discs that are diagnosed via an MRI or some other form of diagnostic testing. When back surgery is recommended after a work injury, many people have questions. Some of these questions include: Does workers […]
If you suffer a serious neck injury at work, you need to make sure you get good workers compensation medical treatment. A serious neck injury can limit your ability to work. Making sure you get good treatment should improve your chances of recovering and returning to work. In addition to affecting your ability to work, […]
Foot and ankle injuries can make it very difficult to return to work. Primarily, they affect your ability to stand and walk. Most jobs require you to do some amount of standing and walking. Even if you are able to stand and walk fine after your foot and ankle injury, you may find that more […]
When you get hurt at work, you suddenly find yourself in the middle of a workers compensation claim. There are certain rules that will apply to determine whether you get workers compensation benefits or not. In Georgia, those rules get created in three ways: The Georgia legislature passes new workers compensation laws The Directors of […]
What do you do after you get medical treatment for your workers compensation neck injury? Can you go back to work? What if you have problems doing the job? These are good questions, and I get asked them a lot. With good medical treatment, serious workers compensation injuries can get better. But, you do not […]
When you injure your knee doing your job, you will probably have a workers compensation case. Most people know something about workers compensation. They may know that it pays for medical treatment and some of their lost wages. Many people also have heard of workers compensation settlements. But, a lot of people do not know […]
Many people have heard about workers compensation settlements. But, they often do not understand exactly what settlement means or how it works. A serious neck injury can affect you for the rest of your life. Some serious neck injuries that often occur at work are herniated discs or spinal fractures. There are other types of […]
Serious back injuries and back surgeries often result in some amount of permanent impairment. Basically, this means that you do not have a full recovery. Permanent impairment could result from limited range of motion. You might not be able to lift as much as you did before. Pain could potentially cause permanent impairment as well. PPD […]
Knee injuries can be some of the most difficult and frustrating workers’ compensation injuries. They affect your ability to stand, walk, and squat. When you suffer a knee injury, getting good medical treatment is crucial. Serious knee injuries may require surgery and other forms of medical treatment to help you recover. This article will discuss […]
Many people experience lingering problems after workers compensation back injuries, even when they get good medical treatment. In a workers compensation case, your treating doctor will likely consider your work status and restrictions at each medical appointment. Ongoing pain and other symptoms from back injuries can make it difficult for you to return to work. […]