Most people have heard of workers compensation. You probably know that it cover you when you suffer an injury at work. But, many people have questions about exactly how it works.
Those questions really become important when you suffer an injury at work. You need to file a workers compensation claim. But, how do you do that?
Sometimes, filing a workers compensation claim is easy. Unfortunately, there are other times where your employer or their insurance company will make it difficult. This article provides information about how to file a claim in both of those situations.
What is the first step in a Georgia workers compensation claim?
Georgia law makes starting a workers compensation case easy. You just report your injury to your employer through a supervisor.
Your employer has up to 21 days to investigate your case before making a decision about whether to pay you benefits or not. Your employer will probably send you to the doctor to get checked out.
If everything goes well, your employer’s workers compensation insurance company will file a Form WC-2 and start paying you weekly benefits for the time you are out of work. They will pay for medical treatment as well.
If the insurance company starts paying you voluntarily, you may not have to do anything to get your claim filed. But, you will need to focus on getting good medical treatment and making sure the insurance company pays you the benefits they should.
What if your employer makes filing your claim more difficult?
I talk to many people who suffer injuries at work. Often, their employers or their employer’s insurance companies make it difficult to file their workers compensation claims.
Here are some common situations that people encounter after they report their work injury:
- You report your injury to your employer but they do not file it with their workers compensation insurance company. Sometimes, your employer claims that their insurance costs will go up. They might encourage you to just get treatment on your group health insurance.
- You report your injury but your employer never notifies the workers compensation insurance company. This means that nothing happens while you wait.
- You report your injury. Your employer notifies the workers compensation insurance company. They deny your claim.
What should you do in these situation? You probably will need to file a claim yourself or hire a workers compensation attorney to file your claim for you.
You can file a claim yourself by filing a Form WC-14. You can request a hearing using that same document.
Just be aware of two things
- Be sure that you act quickly. Georgia’s workers compensation law has deadlines that can cause you to lose your case if you wait too long.
- Be sure that you file your claim correctly. If you do not file your claim correctly, you could lose some or all of the benefits you should receive.
Whether the insurance company denies or accepts your claim, you still should talk to an attorney
Filing a workers compensation claim can be easy or difficult. But it is important to remember that it is just the first step in recovering from your work injury.
If your employer or the workers compensation insurance company is not making it easy to file your claim, you should definitely talk to an attorney. You may need to fight them in court. An attorney who specializes in Georgia workers compensation law can help you do this.
Even if your employer makes filing your claim is easy, recovering from your injury may be difficult. I would recommend that you to talk to a workers compensation attorney to find out your rights about medical treatment and other workers compensation benefits.
Th good news is that you can talk to one of our firm’s workers compensation attorneys for free because we provide free consultations in workers compensation claims. This article provides some information about how free consultations work and what you can learn from them.
If you are ready to schedule a consultation, it is easy to do and only takes a couple of minutes. Just call our office at (770) 214-8885 or click here for our free consultation request form.
Jason Perkins is an attorney who specializes in representing injured workers. He regularly blogs about Georgia’s workers’ compensation system and issues that are important to injured workers and their families.
You can subscribe to his Georgia Workers Compensation channel on YouTube.